General usage

You alone are responsible for the content of your messages or any materials you transmit to others, and any consequences of such messages. Please carefully consider the information you choose to post on Insights and Lessons, including, but not limited to your article, profile or contact information. Do not continue any conversation online that makes you feel uncomfortable. Insights and Lessons assumes no responsibility or liability for any inaccurate, inappropriate, offensive or sexually explicit material or information, products or services you may be provided by other users of Insights and Lessons.

You further agree that you will not use Insights and Lessons or any services they provide to promote any message or material of any kind or nature that is unlawful, harassing, libelous, defamatory, abusive, threatening, harmful, vulgar, obscene, profane, (unless within the scope of the topic area as determined by Insights and Lessons in its sole discretion), racially offensive, inaccurate, or otherwise objectionable material or that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law or regulation, or encourage the use of controlled substances. For purposes of the immediately preceding sentence, "masked" vulgarity, obscenity or profanity (e.g. "f*ck") is deemed to be equivalent to including the actual objectionable word, phrase or symbol in your post, message or otherwise on Insights and Lessons. Insights and Lessons reserves the right to delete any such material from the Insights and Lessons website. Insights and Lessons will cooperate fully with any law enforcement officials and/or agencies in the investigation of any person or persons who violate the Terms of Service contained within this statement.

You agree not to impersonate any other person or entity, whether actual or fictitious, including impersonating an employee or consultant of Insights and Lessons. You further agree not to use an inappropriate member name of any kind.

You agree not to post or use the Insights and Lessons website or services to distribute or send any illegal material of any kind, including but not limited to, illegal material in the form of text, graphics, video, programs or audio. Posting content or participating in any form of discussion with the intention to commit any illegal activity is strictly prohibited.

You acknowledge that (i) content on the Insights and Lessons is protected by copyrights, trademarks and other intellectual and proprietary rights ("Rights"); (ii) these Rights are valid and protected in all media and technologies existing now or later developed; and (iii) except as explicitly provided otherwise, the Terms of Service and applicable copyright, trademark and other laws govern your use of such content. You may not post to the Insights and Lessons website, copy, reproduce, retransmit, distribute, publish, commercially exploit or otherwise transfer any material that infringes any Rights. You acknowledge that Insights and Lessons may acquire Rights to use any posted materials as described below, and that you will not acquire any of those Rights by downloading such materials.

By submitting content, which shall include your member name, to any "public area" of Insights and Lessons, you grant Insights and Lessons a royalty-free, perpetual, irrevocable, non-exclusive right (including any moral rights) and license to use, license, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, derive revenue or other remuneration from, communicate to the public, perform and display the content (in whole or in part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed, for the full term of any Rights that may exist in such content. You also warrant that, to the extent that you are not the exclusive holder of all Rights in content you submit, the holder of any Rights, including moral rights in such content, has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant the license stated above. You also permit any user to access, display, view, store and reproduce such content that you have made public for personal use. Subject to the foregoing, the owner of such content placed on the Insights and Lessons website retains any and all Rights that may exist in such content.

Insights and Lessons is not obligated to review content posted by users prior to the content's posting to any area of Insights and Lessons, including any private profile. Content posted by any user to the Insights and Lessons does not reflect the opinions or views of Insights and Lessons, its parent, subsidiaries or affiliates. Insights and Lessons makes no warranty, whether express or implied, as to the accuracy of any content or material that you send to other Insights and Lessons members through any Insights and Lessons service.

ANYTHING CONTAINED HEREIN TO THE CONTRARY NOTWITHSTANDING, BY SUBMITTING CONTENT TO ANY AREA ON THE INSIGHTS AND LESSONS WEBSITE(S), YOU HEREBY EXPRESSLY PERMIT INSIGHTS AND LESSONS TO IDENTIFY YOU AS THE CONTRIBUTOR OF SUCH CONTENT IN ANY PUBLICATION IN ANY FORM, MEDIA OR TECHNOLOGY NOW KNOWN OR LATER DEVELOPED IN CONNECTION WITH THE CONTENT, UNLESS YOU OTHERWISE NOTIFY INSIGHTS AND LESSONS'S LEGAL DEPARTMENT IN WRITING AT THE TIME YOU SUBMIT THE CONTENT THAT YOU DO NOT WISH TO BE IDENTIFIED.

Any and all questions to the rights and obligations of Insights and Lessons and or it's contributors should be addressed before you submit an article, or any other information to Insights and Lessons. This is the sole responsibility of the contributor.

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